Get a Great Mortgage Rate with Option Financial

Get a Great Mortgage Rate

Whether you need to refinance your current home loan or if you are a first time home buyer looking for a new home purchase loan pre-qualification, Option Financial is here to make the process fast and easy for you.

Mortgage Options Made Easy

Apply now for a better mortgage experience through Option Financial.

Buy a Home

We offer a full range of home financing solutions and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. Find out if you qualify today.

house, architecture, front yard-1836070.jpg

Refinance

Refinancing your mortgage may lead to savings and other benefits. You may be eligible for more favorable terms, such as a shorter mortgage term, lower interest rate, or lower payments. Find out today.

Find Your New Home

Get Into Your Dream Home with Option Financial’s Comprehensive Mortgage Solutions

Mortgage Calculators

Find Out How Much You Can Afford. Calculate Your Monthly Mortgage Payment and Estimate Your Home Loan Savings

Homebuying Guide

A Comprehensive Guide to Homebuying: Navigating the Market, Financing your Dream Home & Making an Informed Decision

Refinancing Guide

The Definitive Guide to Mortgage Refinancing: Understand Your Options and Make the Right Choice To Get The Best Terms

First Time Home Buyer

A Comprehensive Guide to Becoming a Successful First-Time Homeowner: Expert Tips, Best Practices, and Advice for Navigating the Homebuying Process

What our clients say...


At Option Financial, we understand that purchasing a home is an important and often complex decision. That’s why our team of experienced mortgage professionals is here to provide comprehensive solutions to all of your financing needs. We offer personalized advice and tailored solutions to help you get into your dream home quickly and effortlessly.

Whether you are looking for a traditional fixed-rate mortgage, adjustable rate mortgages, jumbo loans, FHA/VA loans or even refinancing options – we have the experience and expertise to guide you through the entire process. Our commitment to customer service and satisfaction makes us stand out from our competition. We make sure every step of the process is hassle-free and our customers get the most out of their investment.

Our knowledgeable staff takes the time to understand each customer’s unique situation in order to come up with customized solutions and strategies designed for success. With access to more than 200 lending programs from leading lenders across the country, we can find the right loan option for you no matter how complicated your financial history may be.

From start to finish, Option Financial will help you get into your dream home in no time! Contact us today to learn more about how we can help you achieve your home ownership goals.