Cincinnati Mortgage Lenders for Home Loans and Refinancing
Option Financial are Cincinnati mortgage lenders helping homebuyers and homeowners explore purchase and refinancing options throughout Ohio, Kentucky, Indiana and Florida. Whether you’re buying your first home, refinancing or comparing loan programs, our team will help you find an option that fits your goals.
Get a Great Mortgage Rate with Option Financial
Why choose our team of Cincinnati Mortgage lenders?
Apply now for a better mortgage experience through Option Financial.
Buy a Home
We offer a full range of home financing solutions and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. Find out if you qualify today.
Refinance
Refinancing your mortgage may lead to savings and other benefits. You may be eligible for more favorable terms, such as a shorter mortgage term, lower interest rate, or lower payments. Find out today.
Find Your New Home
Get Into Your Dream Home with Option Financial’s Comprehensive Mortgage Solutions
Mortgage Calculators
Find Out How Much You Can Afford. Calculate Your Monthly Mortgage Payment and Estimate Your Home Loan Savings
Homebuying Guide
A Comprehensive Guide to Homebuying: Navigating the Market, Financing your Dream Home & Making an Informed Decision
Refinancing Guide
The Definitive Guide to Mortgage Refinancing: Understand Your Options and Make the Right Choice To Get The Best Terms
First Time Home Buyer
A Comprehensive Guide to Becoming a Successful First-Time Homeowner: Expert Tips, Best Practices, and Advice for Navigating the Homebuying Process
What our clients say…
Jason and Paige at Option Financial were super helpful! The option financial app made document submission easy. All the digital signatures simplified the title process at the end. Communication was 100% they kept me in the loop and prepared me for everything! I got the keys! Highly recommend. Thank you for helping me make this happen!
Dennis Roady
We had an insanely good experience with Option Financial. I was in the business and I have to say that I was impressed with their tools/website/app. We were constantly kept in the loop on all steps. I am self employed so that always makes it more difficult but Jason Laine knocked it out of the park. His professionalism was second to none. Also, the processor, Mandi…. I can’t say enough about her. Thanks team, we really appreciate you!
Rob Stanley
10/10 would recommend Option Financial! We worked with Stef and Joy and could not recommend them enough! We bought our first home and they were so helpful and patient and willing to answer any and all questions. They walked us through the processes to make sure we understood everything and got the needed documents in on time. They really do care about their clients’ experience and even reached out after the fact to make sure we didn’t have any further questions! Thanks Stef, Joy, and everyone else at Option Financial! You made first time home buying a great experience!
Elizabeth Uchtman
Tisha Clifford represented my husband and I as our Loan Officer during the recent purchase of our first home. Tisha was extremely knowledgeable, approachable, personable, endlessly patient, and incredibly generous with her time. She answered every question and explained every form and every part of the process clearly and thoroughly. I was worried that buying a home would be extremely stressful being that it was our first time, and I was afraid that I was lacking in knowledge, but Tisha made it stressfree and she was extremely comforting during the entire process. I highly recommend Tisha to any and everyone I know in the market for purchasing a home, she was phenomenal.
Shenelle Johnson
First and foremost I want to thank Optional Financial for helping me throughout the purchase of my first home. I’d recommend using Jason Laine to anyone and everyone. We had a slight hiccup in the process as the title company failed to disclose of a deed restriction until a day before close. Luckily Jason was on top of it and talked me through the panic attack I had when I thought I wouldn’t be able to get a loan. Seriously, this guy is amazing and super communicative. I’m pretty I talked to him more in the few months leading up to the close than I did my family!. 10/10
Frannie Rosenkrantz
Such a great team! They worked so well together and quickly was able to close our refinance loan effortlessly! They explained in detail the process every step of the way and made every part of it a great experience! Every team member was outstanding! I highly recommend them and will continue to do so if in my future if the need arises. Frank, Donna, and Kandyse were all wonderful!
Linette Blaker
At Option Financial, we understand that purchasing a home is an important and often complex decision. That’s why our team of experienced Cincinnati mortgage lenders is here to provide comprehensive solutions to all of your financing needs. We offer personalized advice and tailored solutions to help you get into your dream home quickly and effortlessly.
Whether you are looking for a traditional fixed-rate mortgage, adjustable-rate mortgages, jumbo loans, FHA/VA loans or even refinancing options – we have the experience and expertise to guide you through the entire process. Our commitment to customer service and satisfaction makes us stand out from our competition. We make sure every step of the process is hassle-free, and our customers get the most out of their investment.
Our knowledgeable staff takes the time to understand each customer’s unique situation in order to come up with customized solutions and strategies designed for success.
We have access to multiple loan options and lending programs that give us the ability to provide a strong value proposition: competitive rates, great service and the ability to get things done quickly.
From start to finish, Option Financial will help you get into your dream home in no time! Contact us today to learn more about how we can help you achieve your home ownership goals.