{"id":2026,"date":"2022-12-05T02:15:30","date_gmt":"2022-12-05T02:15:30","guid":{"rendered":"https:\/\/optionfinancial.com\/?page_id=2026"},"modified":"2022-12-05T02:18:59","modified_gmt":"2022-12-05T02:18:59","slug":"a-step-by-step-guide-for-first-time-home-buyers","status":"publish","type":"page","link":"https:\/\/optionfinancial.com\/a-step-by-step-guide-for-first-time-home-buyers\/","title":{"rendered":"A Step-by-Step Guide for First Time Home Buyers"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2026\" class=\"elementor elementor-2026\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-42e2a2a elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"42e2a2a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6782cef\" data-id=\"6782cef\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0dcdd65 elementor-widget elementor-widget-heading\" data-id=\"0dcdd65\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">A Step-by-Step Guide for First Time Home Buyers<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44eea05 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"44eea05\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-divider{--divider-border-style:none;--divider-border-width:1px;--divider-color:#0c0d0e;--divider-icon-size:20px;--divider-element-spacing:10px;--divider-pattern-height:24px;--divider-pattern-size:20px;--divider-pattern-url:none;--divider-pattern-repeat:repeat-x}.elementor-widget-divider .elementor-divider{display:flex}.elementor-widget-divider .elementor-divider__text{font-size:15px;line-height:1;max-width:95%}.elementor-widget-divider .elementor-divider__element{margin:0 var(--divider-element-spacing);flex-shrink:0}.elementor-widget-divider .elementor-icon{font-size:var(--divider-icon-size)}.elementor-widget-divider .elementor-divider-separator{display:flex;margin:0;direction:ltr}.elementor-widget-divider--view-line_icon .elementor-divider-separator,.elementor-widget-divider--view-line_text .elementor-divider-separator{align-items:center}.elementor-widget-divider--view-line_icon .elementor-divider-separator:after,.elementor-widget-divider--view-line_icon .elementor-divider-separator:before,.elementor-widget-divider--view-line_text .elementor-divider-separator:after,.elementor-widget-divider--view-line_text .elementor-divider-separator:before{display:block;content:\"\";border-bottom:0;flex-grow:1;border-top:var(--divider-border-width) var(--divider-border-style) var(--divider-color)}.elementor-widget-divider--element-align-left .elementor-divider .elementor-divider-separator>.elementor-divider__svg:first-of-type{flex-grow:0;flex-shrink:100}.elementor-widget-divider--element-align-left .elementor-divider-separator:before{content:none}.elementor-widget-divider--element-align-left .elementor-divider__element{margin-left:0}.elementor-widget-divider--element-align-right .elementor-divider .elementor-divider-separator>.elementor-divider__svg:last-of-type{flex-grow:0;flex-shrink:100}.elementor-widget-divider--element-align-right .elementor-divider-separator:after{content:none}.elementor-widget-divider--element-align-right .elementor-divider__element{margin-right:0}.elementor-widget-divider:not(.elementor-widget-divider--view-line_text):not(.elementor-widget-divider--view-line_icon) .elementor-divider-separator{border-top:var(--divider-border-width) var(--divider-border-style) var(--divider-color)}.elementor-widget-divider--separator-type-pattern{--divider-border-style:none}.elementor-widget-divider--separator-type-pattern.elementor-widget-divider--view-line .elementor-divider-separator,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:after,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:before,.elementor-widget-divider--separator-type-pattern:not([class*=elementor-widget-divider--view]) .elementor-divider-separator{width:100%;min-height:var(--divider-pattern-height);-webkit-mask-size:var(--divider-pattern-size) 100%;mask-size:var(--divider-pattern-size) 100%;-webkit-mask-repeat:var(--divider-pattern-repeat);mask-repeat:var(--divider-pattern-repeat);background-color:var(--divider-color);-webkit-mask-image:var(--divider-pattern-url);mask-image:var(--divider-pattern-url)}.elementor-widget-divider--no-spacing{--divider-pattern-size:auto}.elementor-widget-divider--bg-round{--divider-pattern-repeat:round}.rtl .elementor-widget-divider .elementor-divider__text{direction:rtl}.e-con-inner>.elementor-widget-divider,.e-con>.elementor-widget-divider{width:var(--container-widget-width,100%);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2188c0d\" data-id=\"2188c0d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d59587 elementor-widget elementor-widget-image\" data-id=\"5d59587\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"512\" src=\"https:\/\/optionfinancial.com\/wp-content\/uploads\/2022\/07\/happy-family-spending-time-together-playing-at-ho-2022-01-31-05-04-37-utc-1024x655.jpg\" class=\"attachment-large size-large wp-image-1338\" alt=\"\" srcset=\"https:\/\/optionfinancial.com\/wp-content\/uploads\/2022\/07\/happy-family-spending-time-together-playing-at-ho-2022-01-31-05-04-37-utc-1024x655.jpg 1024w, https:\/\/optionfinancial.com\/wp-content\/uploads\/2022\/07\/happy-family-spending-time-together-playing-at-ho-2022-01-31-05-04-37-utc-300x192.jpg 300w, https:\/\/optionfinancial.com\/wp-content\/uploads\/2022\/07\/happy-family-spending-time-together-playing-at-ho-2022-01-31-05-04-37-utc-768x491.jpg 768w, https:\/\/optionfinancial.com\/wp-content\/uploads\/2022\/07\/happy-family-spending-time-together-playing-at-ho-2022-01-31-05-04-37-utc.jpg 1200w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5b05910c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5b05910c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-43102cc\" data-id=\"43102cc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-61f7ec5f elementor-widget elementor-widget-text-editor\" data-id=\"61f7ec5f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<!-- wp:paragraph -->\n<p>Are you ready to take the plunge and buy your first home? It can be an intimidating process, but with the right tools and knowledge, you can make it a smooth and successful journey.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>This guide is designed to help first-time home buyers understand the process from beginning to end. We will walk you through researching and finding a home, understanding different loan types and mortgage rates, finding real estate agents and inspectors, the closing process, and other associated costs. With this guide in hand, you\u2019ll have all the information you need to make your first home purchase a success!<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>Good luck on your journey of homeownership!<\/p>\n<!-- \/wp:paragraph --><!-- wp:heading -->\n<h2>Researching and Finding a Home<\/h2>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p>One of the most important aspects of buying a first home is researching and finding the right one for you. Before you begin searching, you should consider what type of home best fits your needs and budget. Factors such as size, location, age, condition, and amenities are all important to consider when looking at potential homes.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>Once you\u2019ve narrowed down your preferences, it\u2019s time to start researching. There are a few different ways you can go about this: looking at listings online, visiting open houses and model homes in the area, or working with a real estate agent. Each option has its own pros and cons that should be taken into account before making a decision.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>When looking at listings online, you can use websites like Zillow and Trulia to search for homes in your desired area. You can also contact local real estate agents to help you find potential homes that fit your criteria. Visiting open houses or model homes is a great way to get a better feel for the area and the types of homes available. Finally, working with a real estate agent can be beneficial as they are professionals who know the market and will work hard to find you the perfect home.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>No matter which route you choose, make sure to do your due diligence when researching and finding a home to ensure that it is right for you.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>Once you\u2019ve found a home that meets your requirements, it\u2019s time to move on to the next step in the process \u2013 understanding loan types and mortgage rates.<\/p>\n<!-- \/wp:paragraph --><!-- wp:heading -->\n<h2>Understanding Loan Types and Mortgage Rates<\/h2>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p>One of the most important parts of buying a first home is understanding loan types and mortgage rates. Choosing the right loan type for your circumstances can have a big impact on your monthly payments, so it\u2019s important to understand all the different options available. Common types of loans used for purchasing a home include:<\/p>\n<!-- \/wp:paragraph --><!-- wp:list -->\n<ul><!-- wp:list-item -->\n<li>Conventional loans are mortgages that meet the requirements of Fannie Mae and Freddie Mac. They typically require a larger down payment than government-insured loans, but may offer more competitive interest rates.<\/li>\n<!-- \/wp:list-item --><!-- wp:list-item -->\n<li>Government-insured loans are backed by the U.S. Department of Housing and Urban Development (HUD) or the Federal Housing Administration (FHA). These loans require a smaller down payment and often have lower interest rates than conventional loans, making them easier to qualify for.<\/li>\n<!-- \/wp:list-item --><!-- wp:list-item -->\n<li>VA loans are specially designed for military personnel, veterans, and their families. They offer low or even no down payment options and competitive interest rates.<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list --><!-- wp:paragraph -->\n<p>\u00a0<\/p>\n<p>Once you\u2019ve determined which type of loan you need, it\u2019s time to start looking at different mortgage rates. Shopping around and comparing rates from multiple lenders is the best way to find a competitive rate that fits your budget and needs.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>Understanding loan types and mortgage rates can be complex, but with the right research and preparation you\u2019ll be able to make an informed decision. Bringing in a professional, such as a real estate agent or mortgage broker, can also be helpful if you\u2019re feeling overwhelmed by the process.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>Good luck on your home buying journey! With the right preparation and research, you will be able to find the perfect loan type and interest rate for your new home.<\/p>\n<!-- \/wp:paragraph --><!-- wp:heading -->\n<h2>Finding Real Estate Agents and Inspectors<\/h2>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p>Finding a real estate agent or inspector can be a great way to ensure you make an informed decision when buying your first home. A real estate agent will help you navigate the market and look for homes that meet your criteria. They\u2019ll also have knowledge of local neighborhoods, current trends, and potential issues with properties.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>Inspectors are also essential to the home buying process. They\u2019ll thoroughly examine the property and look for any signs of structural damage or potential problems that could affect its value. Local regulations require an inspector to be certified, licensed, and insured, so make sure to find one who is qualified for the job.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>Making sure you have a real estate agent or inspector to help you along the way is a great way to ensure you make an informed decision when buying your first home. With their expertise, you can be sure that you\u2019re getting the best deal for your money and investing in a safe and secure property.<\/p>\n<!-- \/wp:paragraph --><!-- wp:heading -->\n<h2>Closing on Your New Home<\/h2>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p>Once you\u2019ve found the perfect home and secured a loan, it\u2019s time to close on your new home. The closing process involves a few key steps that must be completed before the sale can be finalized.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>First, you will need to sign all relevant closing documents including the purchase agreement, loan documents, and title paperwork. These documents will have all the details of the sale including the purchase price and closing date.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>Next, you will need to provide proof of insurance for your new home. This is usually done by obtaining a homeowner\u2019s insurance policy from an insurer. Your lender may also require you to pay for additional coverage such as flood or windstorm insurance.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>Finally, you will need to pay closing costs. Closing costs are fees associated with the purchase of a home and typically range from 2-5% of the purchase price. These fees can include things like appraisals, title searches, legal fees, and more. It\u2019s important to understand all the costs associated with closing on your home before signing any documents.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>Closing on a new home can be an exciting yet stressful experience. Make sure to do your research and ask questions if you don\u2019t understand something in order to ensure a smooth transaction.<\/p>\n<!-- \/wp:paragraph --><!-- wp:heading -->\n<h2>Other Associated Costs<\/h2>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p>In addition to closing costs, there are other associated costs that come along with buying a home. One of the most common is property taxes. Property taxes are assessed on a yearly basis and are typically based on the value of your home.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>You may also need to pay for repairs or upgrades upon purchasing a home. This can include anything from replacing broken windows or furnaces to painting and landscaping. You may also need to pay for utilities such as electricity, gas, water, and garbage collection.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>It\u2019s important to be aware of all the associated costs when buying a home so you can budget accordingly. Making sure that you understand all the costs involved in buying a home can help you make the best decision for your budget.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>Finally, it\u2019s important to remember that owning a home is an ongoing expense. You will need to consider things like homeowners insurance, maintenance costs, and other associated costs in your budget. Be sure to factor these costs into your monthly budget before deciding how much house you can afford.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>With the right preparation, buying your first home can be an exciting and rewarding experience. Knowing all the associated costs and having a real estate professional to help you along the way can ensure that you make the best decision for your budget.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>In conclusion, buying your first home is a big step and requires proper planning and preparation. Doing your research on loan types and mortgage rates, understanding associated costs, finding reliable real estate agents and inspectors, and going through the closing process can help you make an informed decision when purchasing your first home. With the right guidance, you can be sure to find the perfect home and make an investment that you can enjoy for years to come.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>Now that you have the information you need to embark on your first home buying journey, it&#8217;s time to get started! Begin researching homes in your area and contact real estate agents for more information. Don&#8217;t forget to also look into different loan types and mortgage rates so you can get the best deal for yourself. With this guide in hand, you&#8217;ll be one step closer to owning your dream home.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>And if you have any further questions or need more help with the process, feel free to reach out to us her at Option Financial. We&#8217;re here to help you every step of the way!<\/p>\n<!-- \/wp:paragraph -->\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b2d29db elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b2d29db\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-180e6bc\" data-id=\"180e6bc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7f951089 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"7f951089\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3b8ac176\" data-id=\"3b8ac176\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2605966b elementor-widget elementor-widget-heading\" data-id=\"2605966b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Get Started Today!<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6ee5cb21 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ee5cb21\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3674a493\" data-id=\"3674a493\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4336bbb0 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"4336bbb0\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Qualified<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-60642a9e\" data-id=\"60642a9e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1c2bdde1 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"1c2bdde1\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Rate Checker<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>A Step-by-Step Guide for First Time Home Buyers Are you ready to take the plunge and buy your first home? It can be an intimidating process, but with the right tools and knowledge, you can make it a smooth and successful journey. This guide is designed to help first-time home buyers understand the process from [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/optionfinancial.com\/wp-json\/wp\/v2\/pages\/2026"}],"collection":[{"href":"https:\/\/optionfinancial.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/optionfinancial.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/optionfinancial.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/optionfinancial.com\/wp-json\/wp\/v2\/comments?post=2026"}],"version-history":[{"count":7,"href":"https:\/\/optionfinancial.com\/wp-json\/wp\/v2\/pages\/2026\/revisions"}],"predecessor-version":[{"id":2034,"href":"https:\/\/optionfinancial.com\/wp-json\/wp\/v2\/pages\/2026\/revisions\/2034"}],"wp:attachment":[{"href":"https:\/\/optionfinancial.com\/wp-json\/wp\/v2\/media?parent=2026"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}