We Are Option Financial.

About Us.

Curious About Option?

We have built a strong reputation as an outstanding mortgage company, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

We’re a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. But that’s just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan. We also offer a special Mortgage Manager service if you are considering refinancing your mortgage.

And, now it’s our pleasure to offer all of our exceptional mortgage services online. Through us you not only have access to the best loans available in the marketplace, but you can also review loan alternatives, and even apply for your loan,at your convenience, online – 24 hours a day.

Thank you for visiting our website. We look forward to putting our mortgage service to work for you!

President / Mortgage Consultant

Frank Oberle

Branch Manager

Phil Knabe

As the branch manager of Option Financial, I am focused on bringing the highest quality service to clients. I have a wealth of knowledge and experience in the mortgage industry and work with a team of passionate professionals to ensure an excellent customer experience.

Our Team.

Meet our dedicated team!

If you have dreams of owning a home, we have mortgage solutions!

What our clients say...

Jason and Paige at Option Financial were super helpful! The option financial app made document submission easy. All the digital signatures simplified the title process at the end. Communication was 100% they kept me in the loop and prepared me for everything! I got the keys! Highly recommend. Thank you for helping me make this happen!

Dennis Roady

We had an insanely good experience with Option Financial. I was in the business and I have to say that I was impressed with their tools/website/app. We were constantly kept in the loop on all steps. I am self employed so that always makes it more difficult but Jason Laine knocked it out of the park. His professionalism was second to none. Also, the processor, Mandi.... I can't say enough about her. Thanks team, we really appreciate you!

Rob Stanley

10/10 would recommend Option Financial! We worked with Stef and Joy and could not recommend them enough! We bought our first home and they were so helpful and patient and willing to answer any and all questions. They walked us through the processes to make sure we understood everything and got the needed documents in on time. They really do care about their clients’ experience and even reached out after the fact to make sure we didn’t have any further questions! Thanks Stef, Joy, and everyone else at Option Financial! You made first time home buying a great experience!

Elizabeth Uchtman

Tisha Clifford represented my husband and I as our Loan Officer during the recent purchase of our first home. Tisha was extremely knowledgeable, approachable, personable, endlessly patient, and incredibly generous with her time. She answered every question and explained every form and every part of the process clearly and thoroughly. I was worried that buying a home would be extremely stressful being that it was our first time, and I was afraid that I was lacking in knowledge, but Tisha made it stressfree and she was extremely comforting during the entire process. I highly recommend Tisha to any and everyone I know in the market for purchasing a home, she was phenomenal.

Shenelle Johnson

First and foremost I want to thank Optional Financial for helping me throughout the purchase of my first home. I’d recommend using Jason Laine to anyone and everyone. We had a slight hiccup in the process as the title company failed to disclose of a deed restriction until a day before close. Luckily Jason was on top of it and talked me through the panic attack I had when I thought I wouldn’t be able to get a loan. Seriously, this guy is amazing and super communicative. I’m pretty I talked to him more in the few months leading up to the close than I did my family!. 10/10

Frannie Rosenkrantz

Such a great team! They worked so well together and quickly was able to close our refinance loan effortlessly! They explained in detail the process every step of the way and made every part of it a great experience! Every team member was outstanding! I highly recommend them and will continue to do so if in my future if the need arises. Frank, Donna, and Kandyse were all wonderful!

Linette Blaker

We Are Option Financial.

About Us.

Curious About Option?

President / Mortgage Consultant

Frank Oberle

Branch Manager

Phil Knabe

Our Team.

What our clients say...

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About Option Financial