Disclosures and Licensing

Option Financial currently provides mortgages in Ohio, Kentucky and Indiana. Option Financial is a Direct Endorsed Mortgagee with HUD and an originating lender with Ohio Housing Finance Agency (OHFA), and Indiana Housing & Community Development Authority(IHCDA).

Option Financial, INC is an Equal Housing Opportunity Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.

It is the policy of Option to require completion of a formal application, either in writing or electronic form. A notice is posted Option’s lobby facilities which makes all applicants aware of this policy.

Option Financial, INC, NMLS #2527308 – www.nmlsconsumeraccess.org.

NMLS Licensing

State Licensing Information

Option Financial, INC is registered with Nationwide Mortgage Licensing System (NMLS) Identification No.2527308 and is licensed in the following states:


License State


License Number

License Type




Residential Mortgage Lending Act Certificate of Registration